Unlock Smarter Insurance Solutions
Transform Insurance with Real-Time Connected Car Data
Data-Driven Insights for Insurance Excellence
WHY Connected Car data
Major Trends in Insurance
At CARUSO, we provide comprehensive, standardized, and cross-brand in-vehicle data to empower insurance companies with actionable insights. Whether you’re underwriting policies, calculating premiums, or handling claims, our platform ensures data accuracy, transparency, and compliance with industry standards.
Adapt for new generations
Gen X and The Boomer segment are currently the most active generation in influencing purchases. Nevertheless by 2025 millennials as well as GenZs will have the generation’s buying dominance.
Less accidents – higher costs
Many people who own or lease a car have at least one type of newer safety technology such as navigation systems and blind spot detection. This results in fewer accidents but higher repair costs.
Strong interest in mobility data
There is a strong interest in smartphone apps that provides real-time alerts and advice about driving behavior and conditions when the car is parked or being driven.
Less car ownership
There is a potential decrease in car ownership by younger generations. Non-owned vehicles and alternative mobility options like rideshare, and rentals are used more and more.
Real-Life Success Story with Zurich
Zurich Group Germany
Using connected car data from CARUSO allows us to provide our customers for the first time with a seamless claims experience.
For Whom
Transforming Insurance with Data-Driven Innovation
Claims Managers
Quickly access real-time accident details such as speed, braking, and impact data to verify claims, assess damage, and streamline claims processing. Reduce fraud and processing times while delivering faster resolutions for policyholders.
Product Owners
Leverage connected car data to create dynamic, usage-based insurance products that attract modern, tech-savvy customers. Gain insights into driving behavior and vehicle performance to personalize premiums and stay ahead of market trends.
Insurance Consultants
Unlock in-depth insights with standardized, cross-brand connected car data to advise clients on data-driven solutions. Enhance risk assessments, optimize portfolios, and provide strategic recommendations for the future of mobility insurance.
Streamline Processes, Customer Retention
Top Insurance Car Data Use Cases
Claims Handling
Data Items
• Accident Call
• Crash Location
• Geolocation
• Mileage
• Vehicle Heading
Pay As You Drive
Source: Implementing Pay-As-You-Drive Vehicle Insurance Policy Options, Todd Alexander Litmann, July 2002
Data Items
• Mileage
Pay How You Drive
Data Items
• Acceleration
• Harsh Braking
• Harsh Acceleration
• Excessive Speeding
• Vehicle Speed
• Vehicle Heading
• Geolocation
• Mileage
Recover Stolen Vehicles
Data Items
• Mileage
• Geolocation
WHY Connected Car data
Key Benefits
Hardware Free
No need for manual installations. Access telematics data online with just a few clicks! Save on hardware and installation fees.
ROI
Improve your process, claim costs reduction and fight fraudulent claims
Customer Focused
Customer retention and new customers. Improved customer journey through digitalization
Flexible Rates
Transparent insurance model, Flexible insurance products tailored to the customer’s needs.
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Any Questions?
We would be happy to hear from you.
Head Office
Edmund-Rumpler-Straße 5
51149 Köln
Germany
Legal Entity
Steinheilstraße 10
85737 Ismaning
Germany